For Indian professionals in the UAE
Credit in India, without the trip home.
Apply once from the UAE and we match you with banks and NBFCs in India whose criteria you meet — with your UAE income verified, so lenders can take it into account.
- Apply from anywhere in the UAE
- One application, several lenders
- The lender makes the final decision
Why Setuvio
Earning here, planning there.
Getting credit in India from abroad usually means paperwork by courier, calls across time zones and approaching lenders one by one. Setuvio takes the parts that don’t need to be hard off your hands.
No trip to India
Start and complete your application from the UAE. No branch visits in India, and no taking leave to fly home for paperwork.
One application, several lenders
Tell us once what you need. We look across partner banks and NBFCs in India, instead of you approaching each one in turn.
Your UAE income, recognised
We verify your UAE employment and salary, so lenders in India have the evidence they need to take it into account.
Only lenders that fit
You see institutions whose published criteria your verified profile meets — not a directory of every lender in India.
Verify once
Identity, employment and income are confirmed a single time and reused with your consent, not repeated for every lender.
You stay in control
Your details go only to the lender you choose, and whether to accept an offer is always your decision.
How it works
Four steps, and the lender has the final word.
It starts with your UAE mobile number. Nothing is shared with any lender until you choose one.
- Step 01
Apply with your number
Enter your UAE mobile number. It takes under a minute and commits you to nothing.
- Step 02
Tell us what you need
We contact you to understand what you are planning in India, and to verify your identity, employment and income.
- Step 03
See the lenders that fit
We match your verified profile with partner institutions in India whose criteria you meet.
- Step 04
The lender decides
Your application goes to the lender you choose. It reviews it under its own policy, sets any terms and makes the decision.
No documents and no commitment at this stage.
What it’s for
What people in the UAE plan for in India.
Which products are available, and on what terms, depends on each lender and on your profile.
A home
Buying, building or renovating a home in India for yourself or your family.
Education
Fees for children or siblings studying in India.
Family
Weddings, medical costs and other commitments at home.
Personal plans
Larger personal expenses you would rather spread over time.
Existing loans
Bringing borrowing you already hold in India into one clearer repayment.
Your information
Handled like it matters.
Shared only with your choice
Your profile goes to the lender you select, when you select it. It is never sent to a panel of lenders, and it is never sold.
Only what is needed
A lender receives the verification its own criteria require — not everything we hold about you.
Clear about what we are
Setuvio is a technology platform, not a lender. We don’t set rates or terms, and we don’t decide applications.
Is Setuvio a bank or a lender?
No. Setuvio is a technology platform operated by AVERON CAPITAL - FZCO, a company licensed in Dubai. We match you with financial institutions in India. The institution provides any loan and makes every credit decision.
Does applying mean I will get a loan?
No. Applying starts the process; it is not an approval. Each lender assesses your application under its own policy, may approve or decline it, and sets any terms.
Who can apply?
Indian nationals aged 18 or over who live and work in the UAE with valid residency. Each lender sets its own additional criteria, such as minimum income or length of employment.
What will I need?
To start, only your UAE mobile number. To verify your profile we will typically ask for your Emirates ID, passport, proof of UAE employment and income, and your Indian identity documents. A lender may ask for more.
What happens after I submit my number?
Your application is recorded and our team contacts you on that number to understand what you need and take the next steps. Nothing is shared with any lender at this stage.
How is my information used?
Only to assess your application and to connect you with the lender you choose, with your consent. It is not sold, and it is not sent to lenders you have not chosen. Our Privacy Policy explains this in full.
Can I stop at any time?
Yes. Until you choose a lender nothing is transferred, and you can ask us to delete your details by writing to hello@setuvio.com.
Apply
It starts with your phone number.
Enter your UAE mobile number and we’ll take it from there. No documents and no commitment at this stage.
Setuvio is a technology platform. We do not lend, do not make credit decisions and do not guarantee approval. All credit decisions are made independently by the financial institution.
A bank, NBFC or lender? Visit Setuvio for Partners.